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Mobile payments can be categorized according to their usage in each of the five payment scenarios presented here. The paper proposes the mobile payment modeling approach (MPMA) especially suited for value-based analysis of mobile payment use cases. Based on this approach, the study also develops a set of seven reference models that can classify any given mobile payment use case or mobile payment procedure and analyze it with regard to the business model, the roles of the market participants, and their interrelation from a value-based perspective. An introspective analysis of the mobile payment service provider role and a market constellation analysis which shows the implications of different actors assuming one or more of the respective roles complete the study.

-- Daniel Amyot - 05 Jul 2010


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Title A modeling approach and reference models for the analysis of mobile payment use cases
Authors K. Pousttchi
Type Journal
Conference/Journal Title Electronic Commerce Research and Applications
Volume/Number 7(2)
Publisher Elsevier B.V.
Month -
Year 2008
Pages 182-201
DOI 10.1016/j.elerap.2007.07.001
Keywords Mobile payments; Mobile payment modeling approach; MPMA; Use case types; Reference models; System analysis; Value exchange diagrams; e3-Value; Use Case Maps
Topic revision: r1 - 05 Jul 2010 - 17:20:26 - Daniel Amyot
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